body {
	margin: 0px;
}
h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	color: #003399;
}
p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
.pad {
	padding-left: 10px;
	padding-right: 15px;


}
h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	line-height: normal;
	color: #003399;
	margin-bottom: -18px;

}
li {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;
}
h3 {

	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	line-height: normal;
	color: #003399;
	margin-bottom: -18px;
}
h4 {


	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	line-height: normal;
	color: #003399;
	margin-bottom: -18px;
}